About us

We are built around one thing: speed

24 Hour Finance helps Australian businesses get funded fast, without cutting the corners that matter.

The Story Bridge crossing the Brisbane River with the city skyline behind it
Approval within the hourFunded in as little as 24 hours

Most business owners do not go looking for a loan on a quiet Tuesday with time to spare. They come to us because something has a deadline: a payroll, a tax bill, a settlement date, a supplier who wants paying before the stock is released. Our whole approach is designed around that reality. Get the right details early, make a decision quickly, and get the money moving.

Who we help

Trading Australian businesses of every shape: sole traders, partnerships, companies and trusts, from tradies and transport operators to cafes, clinics, manufacturers and property-owning family businesses. If there is a genuine business purpose and a clear way to repay, we want to hear about it.

  • Unsecured cash flow funding, typically $5k to $500k, sized on turnover and bank statements.
  • Property-secured business loans from $20k to $5m: first mortgages, second mortgages and caveat loans, with no valuation needed.
  • Any credit history considered: bad credit, defaults and ATO debt are looked at case by case.

How we make speed possible

Speed is not a slogan. It comes from removing the things that usually slow business lending down. We ask for the evidence that actually decides a loan, and we ask for it at the start. Bank statements can be shared securely online in minutes. Our property-secured loans need no valuation, which removes the single biggest delay in property lending. Documents are signed electronically. That is why approval can be given within 15 minutes for a clean profile, why approval within the hour is common, and why funds within 24 hours is genuinely possible.

Flexibility matters too. On property-secured loans, interest can be prepaid or added to the loan, terms are flexible and you can keep the loan for as long as you need it, which is handy when a sale or refinance takes longer than planned.

Our promises

No credit check to enquire

Asking where you stand leaves your credit file alone. Any check comes later, and only once you decide to go ahead.

No spray and pray

Your enquiry is not blasted out to a dozen lenders. One team works it, start to finish.

A real person, fast

A human picks up your enquiry, usually within minutes in business hours. Accurate answers on the form mean a faster, cleaner match.

Where we are

We are based at 420 Queen St, Brisbane QLD 4000, and work with businesses in every state and territory. You can call us on 07 3106 8922, but the fastest start is the 60-second online enquiry, because it puts your details in front of the right person straight away. There is no credit check to enquire.

15 minapproval possible
1 hrapproval common
24 hrsfunded, as little as

The clock is ticking. Let's get you funded.

One 60-second enquiry. No credit check to enquire, no spraying your details around, and a real person on it fast.