Need it before tomorrow?
Cash by Tomorrow: Fast Funding for Urgent Business Situations
Wages due in the morning, an ATO deadline, stock about to sell out, a settlement date that will not move. Start with what is happening and see exactly how fast funding can respond.
Urgent money problems in business usually come with a time stamp. Payroll runs Thursday. The settlement is on the 14th. The supplier holds the container until Friday. The right funding depends on how hard that deadline is and what happens if you miss it.
Each page in this hub starts with a real deadline, explains what can be done in the next 24 hours, which kind of funding tends to fit and what you can do tonight to make tomorrow faster. Where a loan is not the best answer, such as when a payment plan or a phone call to a creditor will do the job, we say so.
If the clock is already running, skip the reading and start the 60-second enquiry. A real person will look at it quickly and tell you what is realistic.
Clock already running? Start a 60-second enquiry and a real person will pick it up fast. No credit check to enquire.
Bills and deadlines
Wages, tax, super, rent and creditors that cannot wait.
Pay wages tomorrow
Payroll due tomorrow and the money is not there? What to do today, how fast wage funding can land and how to make sure staff are paid on time.
Read more →Pay the ATO this week
Got an ATO deadline this week and not enough cash? Your fast options: payment plans, unsecured funding, property-secured loans and what to do today.
Read more →Pay super on time
From 1 July 2026, super must reach funds within 7 business days of payday. How to cover payday super when cash is tight, and how fast funding can help.
Read more →BAS due, no cash
BAS due and the GST money has gone on other bills? Lodge on time anyway, then your fast options for paying it: plans, funding and fixing the GST habit.
Read more →Supplier wants paying
A key supplier wants paying now or will stop supply? How to keep the relationship, negotiate time and get funded fast enough to keep goods flowing.
Read more →Statutory demand
A company that receives a statutory demand has 21 days to act. What it means, why speed matters, getting advice and how fast funding can help pay or settle.
Read more →Refinance before default
Behind on a business loan and a default notice is close? How to refinance fast, what lenders need and why acting before the default is listed saves so much.
Read more →Bank said no
Bank declined or delayed your business loan at the last minute? Fast plan B options, what to send a new lender and how to still meet your deadline.
Read more →Pay rent, keep the lease
Behind on commercial rent and the landlord is issuing notices? Protect the lease with a plan: talk to the landlord, get advice and line up fast funding.
Read more →Opportunities and emergencies
Stock, contracts, settlements, repairs and recovery.
Secure stock fast
A supplier has limited stock, a container is landing or prices are about to rise. How to fund the purchase fast enough to lock it in, and when it is worth it.
Read more →Settle a property
Settlement day is close and your finance is short or late? Fast property-secured funding with no valuation can cover the gap so the purchase settles on time.
Read more →Cover a cash flow gap
Money in and money out are out of step? How to find the size and timing of your cash flow gap, and the fastest ways to cover it without over-borrowing.
Read more →Fix broken equipment
When a key machine, vehicle or oven breaks down, every day costs money. How to fund the repair or replacement fast and choose between loan types.
Read more →Customer paid late
A big customer has paid late and bills are due. How to chase the money, cover the gap fast with short-term funding and avoid it happening again.
Read more →Fund a big contract
Won a contract bigger than your cash flow? Fund materials, staff and mobilisation before the first progress payment, fast, without turning the job down.
Read more →Buy out a partner
A partner wants out, or needs to go? How to fund a business partner buyout quickly, value the share fairly and keep the business stable through the change.
Read more →Replace stolen tools
Tools, a ute or equipment stolen and work has stopped? What to do in the first hour, how to bridge the insurance wait and fund replacements fast.
Read more →Reopen after a disaster
Flood, storm or fire damage has closed your business? How to fund the clean-up and reopen fast, bridge the insurance wait and find disaster support.
Read more →Auction deposit due
Buying a commercial property or business asset at auction? How to have the deposit ready on the day and fast funding to settle without a valuation delay.
Read more →Fund a seasonal rush
Christmas, spring, harvest or school holidays: fund the stock and staff your busy season needs before the cash arrives, with fast short-term funding.
Read more →Take a supplier discount
A supplier offers a discount for paying early or in bulk? How to work out if fast funding to take it saves money, and how quickly the deal can be paid.
Read more →Speed tools for this topic
Cost of Delay Calculator
Put a dollar figure on waiting: penalties, lost sales and missed discounts for every day the money is late.
Open the tool →Cash Flow Gap Calculator
Eight weeks of money in and money out. See the lowest point, the day it hits and the size of the hole.
Open the tool →How Much Do I Need?
Add up the bills, the buffer and the timing to find the right amount to ask for, not too little and not too much.
Open the tool →No credit check to enquire
Asking where you stand leaves your credit file alone. Any check comes later, and only once you decide to go ahead.
No spray and pray
Your enquiry is not blasted out to a dozen lenders. One team works it, start to finish.
A real person, fast
A human picks up your enquiry, usually within minutes in business hours. Accurate answers on the form mean a faster, cleaner match.
Start the clock right here
The same 60-second enquiry, on this page. No credit check to enquire, and a real person picks it up fast.
The clock is ticking. Let's get you funded.
One 60-second enquiry. No credit check to enquire, no spraying your details around, and a real person on it fast.