Legal
Website terms of use
Last updated 31 October 2026.
By using this website you agree to these terms. If you do not agree, please do not use the site.
General information only
The guides, tools and pages on this site are general information. They do not take your personal or business circumstances into account and are not an offer or approval of finance. Speak with your accountant or adviser about tax, legal and accounting questions before acting.
Speed and timing
Where we say approval or funding can happen within a certain time, we mean it is possible, not guaranteed. Timing depends on your circumstances, the information provided and how quickly documents and signatures are completed.
Tools
Our tools run in your browser using the figures you enter. Results are planning estimates only. Nothing you type into a tool is stored or sent to us.
Links to other websites
We link to government and other websites for reference. We are not responsible for their content or availability.
Intellectual property
The text, design, illustrations and tools on this site belong to 24 Hour Finance or are used with permission. Photographs are credited on our image credits page. Please do not copy or republish our content without permission.
Changes
We may update these terms and the website at any time. The date at the top shows the latest version.